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9/09/2025  |   11:00 AM - 11:30 AM   |  Breakout 4   |  Ski-U-Mah

“Creating financial security for a loved one with special needs”

Abstract Summary

I am a cCMV mom and CFP® that specializes in financial planning for special needs families. Because I have lived it, I understand the complexities that come with it and want to help other families feel supported and give them some basic resources and education.

Learning Objectives

  • Legal planning considerations: special needs trusts, letter/memorandum of Intent ,Guardianship
  • Financial Planning Considerations: How to Fund a special needs trust, ABLE accounts, and other important topics
  • Benefit planning considerations: finding and accessing federal benefits like SSI & SSDI, Medicaid, Waivers, etc.

Presentation

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Handouts

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Presenters


HILARY HOFF | Primary Presenter

hilary.hoff@nm.com;
Hilary Hoff is a Certified Financial Planner located in La Crosse Wisconsin that has a passion for bringing financial literacy and independence to everyone she serves. She specializes in planning for female entrepreneurs and the special needs community. Hilary resides on a small hobby farm in rural Ettrick Wisconsin with her husband and best friend Dusty, their son Luther (7), daughter Monroe (4), mini donkey Bruno, dog Waylon, and lots of horses and longhorn cattle. She is a special needs mom and advocate to her son Luther and is an Associate Board Member for the National CMV Foundation. As a working mom, she is determined to show others that you do not need to choose between a career or a family – you CAN have both. Life is chaotic, but she truly believes you CAN have it all. Faith, family, and finance are at the center of her world.

ASHA DISCLOSURE

Financial - No relevant financial relationship exists.

Nonfinancial - No relevant nonfinancial relationship exists.

AAA DISCLOSURE

Financial - Receives support from Northwestern Mutual for cCMV Parent Associate Board Member CMV Foundation.